FinTech Market Size, Share and Forecast 2025-2030: UK, Europe, US, Canada, UAE, Israel, India and China
The global fintech market is projected to reach $936 billion by 2030, with Asia-Pacific leading growth. Comprehensive analysis of market size, share, and forecasts across UK, Europe, US, Canada, UAE, Israel, India, and China.
Global Fintech Market Poised for Exceptional Growth The global financial technology sector enters a transformative period as digital payments, embedded finance, and AI-driven services reshape how consumers and businesses manage money. Industry analysts project the worldwide fintech market to expand from approximately $340 billion in 2024 to over $936 billion by 2030, representing a compound annual growth rate (CAGR) exceeding 18%. This comprehensive analysis examines market dynamics across eight key regions driving this unprecedented expansion.
United Kingdom: Europe's Fintech Capital The UK fintech market, valued at approximately $38 billion in 2024, is forecast to reach $98 billion by 2030. London remains Europe's undisputed fintech hub, hosting over 2,500 fintech companies and attracting more venture capital than any other European city. Revolut, Wise, and Monzo lead the neobanking revolution, while open banking regulations drive innovation in payment services and data aggregation.
The UK's Financial Conduct Authority (FCA) regulatory sandbox continues attracting global innovators, with embedded finance and buy-now-pay-later services showing particularly strong growth. Brexit uncertainties have prompted some firms to establish EU subsidiaries, but London's talent pool, investor ecosystem, and regulatory expertise maintain its competitive advantage. Key growth drivers include wealth management digitization, SME lending platforms, and cross-border payment solutions.
European Union: Unified Digital Finance Ambitions The broader European fintech market, excluding the UK, is projected to grow from $65 billion in 2024 to $180 billion by 2030. Germany's N26, the Netherlands' Adyen, and Sweden's Klarna represent the region's diverse fintech ecosystem. The European Commission's Digital Finance Strategy and PSD3 regulatory framework aim to create a unified digital single market for financial services.
France emerges as a rising fintech hub with Qonto and Lydia achieving unicorn status. The Nordics lead in mobile payments and sustainability-focused finance, while Eastern European markets show rapid growth in digital banking adoption. The EU's instant payments mandate and digital euro development will significantly impact competitive dynamics through 2030.
United States: The Largest Fintech Market The US fintech market, the world's largest, is expected to expand from $145 billion in 2024 to $380 billion by 2030. Stripe, PayPal...