Rizon & Market One Capital Expand Digital Dollar Banking in 2026

LONDON, February 17, 2026 — Rizon, a Delaware-based fintech startup, has raised $2 million in pre-seed funding to expand its borderless U.S. dollar banking services, according to TechFundingNews. The funding round was led by Market One Capital, a prominent Polish venture capital firm, and aims to address the growing demand for seamless global dollar transactions.

Executive Summary

• Rizon secured $2 million in pre-seed funding led by Market One Capital.
• The company provides borderless dollar banking solutions for solopreneurs, freelancers, and remote professionals.
• Rizon’s services include lower-cost international transfers and Visa cards for global spending.
• With over 170,000 app installs, Rizon is already active in 122 countries just five months post-launch.

Key Developments

Founded by Ignas Survila and Laurynas Jokubaitis, Rizon aims to redefine global dollar banking for the modern workforce. Its core audience includes freelancers, solopreneurs, and remote workers who are often paid in U.S. dollars but face costly international transaction fees and currency conversions. The company’s app enables users to deposit, send, receive, and spend digital dollars seamlessly across 122 countries.

Rizon’s Visa cards, accepted by over 100 million merchants and ATMs globally, allow users to incorporate digital dollars into everyday spending. For international transfers, Rizon claims to reduce costs by up to 86% compared to traditional banking methods. Early traction has been significant, with 170,000 app installs recorded in just five months, a 245% month-over-month transaction volume growth rate, and strong user engagement metrics. According to the company, over 49% of users remain active after 30 days, well above industry benchmarks.

Market One Capital, known for backing early-stage startups, believes Rizon’s user-centric approach positions it as a potential leader in global dollar banking. “Digital dollars have been booming in popularity, but until now, using them in everyday life was surprisingly hard,” said Jacek Lubiński, Partner at Market One Capital. He added that Rizon’s vision aligns with the future of trillion-dollar opportunities in global dollar banking.

Market Context

The demand for dollar-denominated digital banking services is on the rise as globalization reshapes how payments and financial services operate. Remote work has accelerated the need for flexible, borderless banking solutions, particularly for professionals earning in U.S. dollars but residing in different countries. Traditional banks have struggled to meet these needs, often imposing high fees and offering limited accessibility.

Fintech companies like Rizon are stepping into this gap, leveraging digital-first solutions to provide cost-effective alternatives. The global fintech market is projected to grow at a compound annual growth rate (CAGR) of over 20% through 2028, according to Financial Times. Rizon’s early success highlights a shift toward user-centric, borderless financial services tailored to a distributed workforce.

BUSINESS 2.0 Analysis

Rizon’s rapid growth and appeal to a global workforce underscore its value proposition in the evolving fintech landscape. By targeting solopreneurs and remote professionals, Rizon has identified a niche that traditional banks have largely overlooked. The ability to spend digital dollars through Visa cards accepted globally marks a key differentiator, making the platform practical for both business and personal use.

While the $2 million pre-seed funding round may seem modest, it is critical for an early-stage startup like Rizon operating in a capital-intensive industry. The backing from Market One Capital not only provides financial resources but also signals confidence in Rizon’s business model and growth potential. The firm’s history of investing in successful platforms lends credibility to Rizon’s vision of becoming infrastructure for global dollar banking.

However, challenges remain. Competition in the fintech sector is fierce, with established players like Wise and Revolut also eyeing the cross-border transaction market. Rizon’s ability to sustain its early momentum and maintain user retention will be crucial in carving out a competitive edge. Regulatory hurdles, particularly in markets with strict capital controls, could also pose barriers to expansion.

Why This Matters for Industry Stakeholders

For investors, Rizon represents a promising entry point into the burgeoning market for digital dollar banking. The startup’s ability to scale rapidly and retain users highlights its potential to become a major player in the sector. For remote professionals and solopreneurs, Rizon offers a practical and cost-effective solution to long-standing banking challenges, enabling them to keep more of their earnings and streamline financial management.

For competitors, Rizon serves as a case study in the power of user-centric design and agile execution. Its rapid growth demonstrates the untapped potential in targeting specific demographics with tailored financial services. The broader fintech industry stands to benefit from Rizon’s success, as it pushes the boundaries of what’s possible in cross-border banking.

Forward Outlook

Looking ahead, Rizon’s immediate focus will likely be on scaling operations and solidifying its presence in existing markets. The company’s ability to maintain its current growth trajectory will depend on its capacity to navigate regulatory environments and fend off competition from well-established fintech players. Strategic partnerships, such as collaborations with payroll platforms like Deel, could further enhance its value proposition.

In the long term, Rizon’s success could set a precedent for other startups seeking to build infrastructure around digital dollar banking. As the global workforce becomes increasingly distributed, the demand for borderless financial solutions is expected to rise, presenting significant opportunities for innovation and growth.

Key Takeaways

• Rizon raised $2M in pre-seed funding to expand its borderless dollar banking services.
• The startup is active in 122 countries and has 170,000 app installs in just five months.
• Market One Capital led the funding round, citing Rizon’s potential to lead global dollar banking.
• Challenges include competition from larger fintech players and navigating regulatory barriers.

References

1. Source: TechFundingNews
2. Financial Times
3. Bloomberg

FAQs

• What problem does Rizon aim to solve?
  Rizon addresses the challenges faced by globally distributed workers, such as high international transfer fees and limited access to dollar-based banking services.
• How does Rizon differentiate itself from competitors?
  Rizon offers significantly lower transaction fees, seamless global dollar banking, and Visa cards accepted worldwide, making digital dollars usable in everyday life.
• Why is Market One Capital’s involvement significant?
  Market One Capital’s backing provides not only financial resources but also validation of Rizon’s business model and growth potential in the fintech sector.
• What are the main challenges for Rizon?
  Key challenges include competition from established players like Wise and Revolut and navigating complex regulatory environments in different markets.
• What is the future outlook for Rizon?
  Rizon is well-positioned to scale its operations and capture a growing share of the digital dollar banking market, but its success will depend on strategic partnerships and sustained user growth.